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This process can be delayed for many months, and even years of investigations.
At the moment some examples of fraudulent deception, when offered to pay for the goods payment for WU.
Still, the criminals do not sit still, do not wait until you meet them. Therefore, they are "familiar" employees of banks and their using the data even can learn about your transaction itself.
On transfer, which you sent to yourself before you go to another country, not to take money with them.
The problem is that the money transfer system IS NOT INTENDED to do business and has no protection against fraud.
So a refund in case of fraud is practically impossible!
Therefore, by sending criminals copy of the payment receipt, you almost give them their money!