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As long as I don’t overspend and have a clear picture of how much I’m spending, I don’t feel the need to budget.
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There are plenty of other financial mobile apps that deserve to stand alongside Mint — and they may benefit you in other ways.
Here are My Bank Tracker’s picks for money tracking apps that are better than Mint: Saver is my favorite app out of the handful I played around with, and a recent spending diet I went on, it’s the one I’ll continue using.
I personally prefer pie charts over other kinds of graphs, so this app has been extremely helpful in allowing me to visualize my expenditures.
If there were an additional feature I would like to add to Saver, it would be the ability to log recurring expenses so that I didn’t have to do it manually every month.
There’s greater flexibility with categorizing within Toshl: you can create all the categories to your heart’s content, though some users may prefer a preset number of choices.