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The scam: Your utility company calls: You’re behind on the bill.
Pony up your credit, debit or prepaid card number now, or it gets disconnected.
Another settled for a .9 million judgment, he says. If you don’t recognize a charge, call your phone company for an explanation, Pozza says, and request a refund for anything you didn’t authorize.
The tipoff: When banks freeze a card for suspicious activity, the cardholder usually has to initiate the call, King says.
Hang up, and dial the number on the back of your card.
This is a scam, says Rose Chan, a consumer advice counselor for Consumer Action.
The tipoff: Utility companies send warnings, or use automated calls as reminders.
If you are (or have already been) hit by this scam, contact the FBI’s Internet Crime Complaints Center.