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See general rate examples – Our basic calculator shows rate and payment range estimates and requires no personal information.

Interest Rate Discounts: Discount eligible during application: You may qualify for a relationship interest rate discount if you or your cosigner (if applicable) has any of the following with Wells Fargo prior to your Final Loan Disclosure being issued: The quoted Annual Percentage Rate (APR) "with discount" includes a customer interest rate discount of 0.25% for having a prior student loan with Wells Fargo or a qualified Wells Fargo consumer checking account and requires a 5-year term. Repayment term options may include 5, 7, 10, 15 and 20 years based on credit qualifications.

Keep in mind that your actual interest rate may vary as it will be determined by several factors when you apply.

These factors include the repayment term selected and the credit qualifications of you, and your cosigner, if applicable.

(A 20-year repayment term is available when the consolidation loan amount is $50,000 or more) Variable interest rates are based on an Index, plus a margin.

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