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A valid credit card number (also known as Primary Account Number - PAN) has several fields and each of them has a meaning.
There's another tool for those times when you need to generate all other kinds of data.
The MOD 10 algorithm is a checksum (detection of errors) formula which is the common name for the Luhn algorithm.
This formula has been in use to validate a lot of identification numbers besides credit cards since its development by scientist Hans Peter Luhn from IBM.
To teach you how to manually validate a specific number, lets do an example: Say we have In order for a credit card number to be valid, it has to be validated by the MOD 10 algorithm.
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