want a girl for dating - Personal loans for consolidating debt
Debt consolidation loans ideally have a lower interest rate than the rates you're currently paying.
Be aware that sometimes the lower monthly payment is achieved by increasing the repayment period.
Low balance transfer interest rates are typically promotional rates that expire after a minimum of six months.
Prime Rates strives to provide a wide array of offers, but our offers do not represent all financial services companies or products.
Personal loans have many purposes, including debt consolidation, which is a refinancing strategy of taking out a fixed-rate, unsecured loan to pay off or reduce multiple unsecured debts, such as credit cards, medical bills and student loans.
While the interest rates are typically lower than other types of loans, the drawback is that your home is now on the line for your credit card debt.
If the payments become unaffordable, you face foreclosure on your home.
It could mean that you pay more interest overall because of the longer repayment timeline.